(NewsUSA) - Cash back. Product rebates. Tax incentives. These are phrases we love to hear when purchasing large home appliances. The real bonuses start if you purchase energy-efficient solutions, because homeowners continue to save every month by using less energy and lowering utility bills.

Carrier, a leading manufacturer of air conditioning, heating and refrigeration systems, regularly offers incentives to customers who purchase energy-efficient heating and cooling systems, such as the Infinity system.

This same equipment may also qualify for rebates from one of Energy Star's 600-plus local utility partners, located throughout the United States, or tax incentives provided by the federal government.

To save the most money on your next heating, ventilation and air conditioning (HVAC) purchase, it's important to understand which energy-efficient products qualify for specific incentives, how to apply for those incentives and how much money to expect in return.

The experts suggest that those planning to install energy-efficient technologies talk to a local contractor about potential HVAC purchases and take a look at www.energy.gov/taxbreaks.htm or www.dsireusa.org to learn about the rebate programs available in their area.

That's just the beginning. Energy-efficient products can save you money every time you use them. For example, upgrading from an 80 percent efficient furnace to a 98 percent efficient

The same is true when switching to a high-efficiency air conditioner. When paired with other cooling methods, high-efficiency AC can reduce a home's energy use by 20 to 50 percent.